Privacy Policy
What does Harvesters Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and address
- Account balance and payment history
- Employment history and credit history
When you are no longer our customer, we may continue to share your information as described in this notice.
How?
All financial companies need to share member personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member’s personal information; the reasons Harvesters Credit Union chooses to share; and whether you can limit this sharing.
Reasons we share your personal information
Does Harvesters CU share?
Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain you account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes –
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
No
For our affiliates’ everyday business purposes –
information about your transactions and experiences
No
No
For our affiliates’ everyday business purposes –
information about your creditworthiness
Yes
Yes
For our affiliates to market to you
Yes
Yes
For nonaffiliates to market to you
No
No
Call 850-857-4328 or go to www.MyHarvestersCU.com.
What we do
How does Harvesters CU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Harvesters CU collect my personal information?
We collect your personal information, for example, when you:
- open an account or apply for services
- inquire or transact business on a an account
- use debit or credit card services
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
- sharing for affiliates’ everyday business purposes -information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Our affiliates include companies with a common corporate identity of financial institution name; and others, such as Harvesters Insurance Agency LLC.
Nonafilliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies. Harvesters Credit Union does not share with non affiliates so they can market to you.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies.
Other important information
We restrict access to information about you to those employees and officials of HCU who need to know that information in order to provide you with the products and services we offer. We maintain physical, electronic, and procedural safeguards that comply with federal and state laws and regulations to guard your information.