Welcome to Harvesters Credit Union!
We’re Honoring the Heart of ECCO.
As a Harvesters member, you will find a wide variety of products and services to meet your financial goals, delivered with personal care, smarter tools, and convenient access.
We’re Honoring the Heart of ECCO.
As a Harvesters member, you will find a wide variety of products and services to meet your financial goals, all delivered with the same personalized care and community commitment you valued at ECCO.
What’s happening: Key Dates
We are taking a significant step forward in the combination of ECCO and Harvesters Credit Unions. Below is the official timeline to help you prepare for a smooth transition.
December 1, 2025
Official Merger Date. Day-to-day banking remains with ECCO.
December 2025 to January 2026
Complete transactions normally at ECCO.
End of Day January 30, 2026
System merger begins.
February 2, 2026
Welcome day! All accounts will be fully available through Harvesters Credit Union systems and branches.
New Benefits, Same Local Focus
Reinforced local service
Your ECCO team members are staying! The same friendly faces you know will continue to serve you, now backed by Harvesters’ resources.
Enhanced Digital Banking
Enhanced digital banking capabilities including Zelle®, External Transfers, and Credit Score Management, will be available to you in the new HarvestersCU Mobile App .
More Branch & ATM Convenience
Enjoy an expanded ATM network and full banking services at our 6 branches in Escambia and Santa Rosa counties.
Better Checking Options
Enjoy a variety of Personal Checking Accounts with no monthly maintenance fees, including Rewards and High Yield options.
Exclusive Auto Refinance Special
Move your auto loan to Harvesters for no payments for three months and $100!
What’s staying the same
- Direct deposits
- Automatic payments (ACH)
- Existing accounts and loans
- Bill pay
What’s changing in the future
- Routing number (effective February 2, 2026)
- Credit Cards (new cards will be issued)
Get prepared
Please confirm your contact information with ECCO so you don’t miss any important communications.